Know what they can't do

Unenforceable HOA rules โ€” the master list

The rule is in writing. Doesn't mean it's enforceable. Federal law, state law, and your own CC&Rs override the board on a long list of common targets. Here are the big ones.

Overridden by federal law

  • Satellite dishes < 1m. FCC OTARD rule (47 CFR ยง 1.4000) preempts HOA bans on dishes you own or have exclusive use of.
  • U.S. flag display. Freedom to Display the American Flag Act of 2005. HOAs can regulate size and placement, not the right.
  • Religious displays at entryways in HUD-related housing โ€” and many states extend this further.
  • Fair Housing protections. Service animals, reasonable accommodations, family status, disability. The HOA can't override the FHA.

Overridden by state law (varies โ€” check your state)

  • Drought-tolerant / xeriscape landscaping โ€” CA, NV, AZ, CO, TX, FL and more.
  • Native plants and pollinator gardens โ€” MD, MN, MO, and growing.
  • Solar panels. 25+ states have "solar access" laws that void HOA bans.
  • EV chargers. CA, CO, FL, HI, MD, NJ, NY, OR, VA and more โ€” boards can require permits but can't ban.
  • Clotheslines. "Right to dry" laws in roughly 20 states.
  • Political signs. Many states protect display windows around elections.
  • Rainwater collection. CO, OR, others โ€” protected.
  • Religious items on doorposts (mezuzahs, etc.) โ€” FL, IL, TX, others.

Defective regardless of the rule

  • Rules not properly adopted. If the rule isn't in the recorded CC&Rs or properly amended bylaws, the board can't fine on it.
  • Selectively enforced rules. If half the street violates and only you get fined, you have an estoppel defense.
  • Vague aesthetic standards. "Attractive," "well-maintained," "harmonious" โ€” extremely hard to enforce against a homeowner who shows up.
  • Retroactive rules. A rule passed after you built/planted often can't be applied backwards.
  • Rules requiring a hearing the board skipped. Procedural defect = void fine. See fight HOA fines.

This page is general. Your situation is specific.

Every state, every set of CC&Rs, every fact pattern is different. "Generally unenforceable" is not "definitely unenforceable in your case."

Free: we'll check your actual rule against your actual documents

Send us the citation, your CC&Rs, your state, and what you want to do. We'll tell you specifically whether the rule holds up โ€” and what your next move is.

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